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How To Pay for a VPN Anonymously: Everything You Need To Know

In today‘s digital world, online privacy is more important than ever before. For activists, journalists, whistleblowers and other vulnerable groups, anonymity can be a matter of life or death. But even regular internet users are rightfully concerned about cybercriminals stealing their personal data.

Paying for a VPN (virtual private network) anonymously can help maximize your privacy and security. By using untraceable payment methods, you eliminate the digital paper trail connecting you to the VPN provider. This guide will explore when and why anonymous VPN payments are useful, the various methods available, and how to use them properly.

Why Should You Pay for a VPN Anonymously?

Here are some of the main reasons anonymous payment methods are valuable for VPN users:

Maximize Online Privacy

Using traditional payment methods like credit cards links your personal identity details directly to the VPN transaction. Paying anonymously ensures no names, addresses or other identifying data gets tied to your VPN activity or account. This prevents building a profile of your browsing habits and interests.

According to Pew Research, over 80% of Americans feel they have no control over the data collected about them by companies and the government. Paying anonymously gives you back control.

Escape Government Surveillance

In countries with authoritarian regimes, paying for tools like a VPN anonymously can mean the difference between life and death. Activists, protest organizers, journalists and others require anonymity to safely bypass state censorship and monitoring of digital communications.

Per the activist organization Access Now, over 50 countries restrict VPN access to control the flow of information. Anonymous payments prevent tracking dissidents.

Reduce Data Breach Risks

If a VPN provider experiences a data breach, anonymous payment information like gift card numbers can‘t be stolen. This provides protection against identity theft, financial fraud and other cybercrime.

According to the Identity Theft Resource Center, there were 1,862 publicly reported data breaches in 2021, a 68% jump from 2020. Anonymous payment data is much safer.

Limit Third Party Data Access

Payment processors gain significant access to your personal information. Anonymous methods like gift cards cut out middlemen, restricting the number of third parties with your data. This reduces risks of misuse or unauthorized sharing.

Other Benefits

Anonymous VPN payments also facilitate usage by minors who don‘t have credit cards or bank accounts. And they offer a layer of protection if the VPN provider itself turns out to be fraudulent or untrustworthy.

Potential Drawbacks of Anonymous Payments

While anonymous payment methods have clear advantages, some potential downsides exist as well:

  • Limited Options – There are fewer anonymous payment types accepted compared to ubiquitous options like credit cards. Not all VPNs take gift cards or cryptocurrency, for example.

  • Customer Service Challenges – VPN providers often require identity verification to assist with technical issues or complaints. This undermines anonymity for customer support.

  • No Refunds – Providers cannot easily reimburse anonymous payments like gift cards or crypto wallets. So if you are unsatisfied, you may not be able to recoup costs.

  • Manual Renewal Required – Anonymous payment methods cannot be stored for automatic subscription renewals in most cases. This requires manually updating details.

  • Higher Effort – Completing anonymous payments often involves extra steps like purchasing gift card codes in-person with cash or configuring a cryptocurrency wallet.

Top VPNs that Accept Anonymous Payments

Fortunately, many of the top VPN services enable users to pay anonymously. Here are some of the most trusted providers and the anonymous payment methods they support:


NordVPN accepts an extensive selection of anonymous payment options including major gift cards, all major cryptocurrencies, prepaid debit cards, virtual credit cards, and even cash. Based in Panama outside the "Fourteen Eyes" surveillance network, NordVPN maintains a strict no-logs policy and has a trusted reputation.


One of the fastest and most reliable VPN services, ExpressVPN enables payments via gift cards from 120+ major brands, and Bitcoin, Ethereum and other cryptocurrencies. With 3,000+ servers in 94 countries, ExpressVPN unblocks nearly any streaming site or service.


Ideal for privacy-focused families and groups thanks to unlimited device connections, Surfshark accepts payments through all major cryptocurrencies as well as virtual credit card services. The British Virgin Islands-based provider offers a 30-day money back guarantee.

Private Internet Access (PIA)

Allowing gift cards, cryptocurrency, prepaid debit cards, and virtual credit cards, PIA has a strong reputation for protecting anonymity. PIA‘s advanced privacy features include a SOCKS5 proxy service for additional security.


With approximately 7,400 servers worldwide, Romanian-based CyberGhost accepts cryptocurrency and virtual credit cards. CyberGhost reliably unblocks geo-restricted content across 95 countries with fast speeds.


Run by the team behind encrypted email provider ProtonMail, ProtonVPN is trusted by activists and journalists worldwide. It accepts Bitcoin payments and cash by mail to protect anonymity. However, it does require an email to create an account.

How to Pay for a VPN Anonymously: Step-by-Step

Now let‘s explore step-by-step instructions for using the top anonymous payment methods:

1. Gift Cards

Paying by gift card from a major retailer is one of the most private VPN payment options since you can purchase with cash. Here‘s how it works:

  1. Select a VPN service like NordVPN that accepts gift cards from vendors like Amazon, Starbucks, Home Depot, etc.

  2. Visit your nearest grocery store, pharmacy, or big box retailer and buy a gift card with cash to avoid linking your identity.

  3. Scratch off the gift card to reveal the redemption code.

  4. Enter the gift card code on the VPN provider‘s payment page to fund your anonymous VPN account.

Gift cards are best for one-time VPN purchases rather than recurring subscriptions. The manual steps make them difficult to automate for continuous payments.

2. Cryptocurrency

For added privacy, cryptocurrencies like Bitcoin, Ethereum and Monero allow truly untraceable VPN payments. Follow these steps:

  1. Choose a VPN company that takes major cryptocurrencies like ExpressVPN or Cyberghost.

  2. Set up a secure digital crypto wallet from a provider like Coinbase, MyEtherWallet or Exodus to purchase and store coins anonymously.

  3. Use cash to buy crypto from a bitcoin ATM, peer-to-peer exchange or counterparty-free method to avoid linking your identity. Or mine coins yourself.

  4. Transfer coins from your wallet to the VPN provider‘s payment wallet address through their billing portal.

Cryptocurrency payments are more complex to configure but offer unparalleled anonymity. With proper opsec (operational security), it‘s incredibly difficult to trace crypto transfers back to you.

3. Prepaid Debit Cards

Prepaid cards you can load with cash are another fairly anonymous option. Here are the steps:

  1. Select a VPN company like NordVPN or PIA that accepts prepaid debit cards.

  2. Purchase a prepaid Visa or Mastercard at your local convenience store, pharmacy or grocery store with cash.

  3. Activate the card and load it with enough cash to cover the VPN subscription cost and any associated fees.

  4. Enter the prepaid card number, expiration date and CVV code into the VPN provider‘s billing page.

While prepaid cards do reveal your location, you aren‘t providing a name, address or banking details. Just be sure to use cash, not your personal credit card, to load the prepaid card.

4. Virtual Credit Cards and similar virtual credit card services allow you to generate temporary or permanent card numbers to mask your real payment details. Here‘s how to use them:

  1. Identify VPN providers like Surfshark and Windscribe that accept virtual credit cards.

  2. Sign up for a service like and generate a disposable virtual card number without providing personal info.

  3. Enter the single-use virtual credit card number when paying for your VPN plan.

The virtual card is linked behind the scenes to your real payment method. But your actual card number is hidden from the VPN provider, protecting sensitive financial information.

5. Cash

Finally, paying by physical cash may be inconvenient but it‘s anonymous. Some VPNs like NordVPN allow you to mail cash payments:

  1. Select a VPN company like ProtonVPN or Mullvad that offers cash payment options.

  2. Withdraw sufficient cash from your bank account to remain anonymous.

  3. Follow the VPN provider‘s instructions for securely delivering cash payments by mail or in person.

  4. Wait for the provider to manually verify receipt and activate your account.

Cash protects your financial privacy completely. But the logistics of transmitting paper money make it impractical for ongoing VPN subscriptions.

Answers to Your Anonymous VPN Payment Questions

What is the safest way to pay for a VPN anonymously?

For maximum anonymity, the most secure options are paying by physical cash, gift card or cryptocurrency like Monero that offers complete transaction privacy. Prepaid cards and virtual credit cards also provide excellent anonymity.

Is it safe to pay for a VPN using PayPal or payment apps?

Unfortunately most payment processors like PayPal, Venmo, CashApp and Apple Pay require you to verify your real identity. This associates your personal details with the VPN purchase, harming anonymity. Avoid these services if you value privacy.

Which VPN is best for anonymous usage?

Top no-logs VPN services like ExpressVPN, Mullvad, Surfshark and NordVPN are ideal for preserving anonymity since they never record user activity or connection logs. ProtonVPN is also trusted for anonymity given its Swiss base and encrypting of traffic.

How can I pay anonymously with a prepaid card?

Purchase a Visa or Mastercard prepaid debit card with cash at your local pharmacy, supermarket or convenience store. Activate it without providing personal information. Then enter the prepaid card details on the VPN provider‘s billing page.

Is it safe to pay for a VPN with my credit card?

Using your personal credit card requires sharing financial information and billing address, so it is not an anonymous method. For privacy protection, use gift cards, cryptocurrencies or other untraceable payment options instead.

Conclusion: Weigh Your Privacy Needs

Anonymous VPN payment methods enable you to protect your online identity and personal data. By preventing tracking of your usage patterns and financial details, you can avoid surveillance and cybercrime.

Weigh the advantages and challenges carefully as you evaluate paying for a trusted VPN anonymously. Take the necessary steps to safeguard your digital privacy and security based on your specific needs and situation. In many cases, the extra effort is well worth it!


Streamr Go

StreamrGo is always about privacy, specifically protecting your privacy online by increasing security and better standard privacy practices.